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Stories behind the math
Personal finance is a set of habits attached to a set of numbers. These stories connect the two — real-feeling journeys, with the exact math laid out and a calculator to run your own version.
Dollar-Cost Averaging vs. Lump Sum: What the Data Shows
A $100,000 inheritance, a diner booth, and what Vanguard's 85-year study actually found about dollar-cost averaging vs. investing it all at once.
How an Average Engineer Retired at 43: The 4-Stage Blueprint
How a Ford engineer retired at 43 with a $1,000,000 portfolio: the 4-stage blueprint, the exact savings math, and the calculators to run your own numbers.